If you guessed....
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my day off....then we have a winner!
Sorry. No prizes. Just the knowledge that you know me and have come to know that blog posts are rare unless I have a day off.
As 'days off' go this was no prize really. I'm just glad it's over because today's been hanging like dead weight for a week now, knowing that a) i wouldn't get to sleep in on my day off (still bitter about that) and b) Al and I were going into the city to see a bankrupcy trustee and get some edumacated (free) advice.
We ended up sleeping in actually or at least sleeping later than intended but got into the city and found the building - right downtown surrounded by one-way streets and precious little parking. I called the office about 5 after 10 to let them know that no, we weren't bailing on our appointment but we'd been driving round and round looking for a stupid parking spotfor 10 minutes and as soon as we found one we'd be there - only to be informed that while I'd written down 10am , our appointment wasn't until 10:30 so we were actually doing good on time. Bonus! Finally find a spot and decide to heck with street signs that said you could park there if you were visiting a specific place which shall remain nameless....because really, how would they know we weren't visiting 'there' and at that point Al was pretty pale from all the traffic and being so disoriented so I said to heck with it and we parked there.
Our appointment was uneventful. Learned a few key points about what's involved with bankrupcy and what our options are. Since the business has virtually nothing asset wise there's really no point in going the bankrupcy route since it's basically dead in the water already. Personally we could claim bankrupcy for the mountain of debt we've racked up while trying to keep the business going (stupid stupid stupid) and came to the conclusion that while we personally could 'benefit' from it from the standpoint of our families quality of life etc, it would screw over my mom who'd then be on the hook for a huge chunk of money since we both personally guaranteed the business overdraft. That is not even an option so........we have to suck it up and figure things out.
Basically at this point, we've borrowed money to keep the bank from sueing us for the overdraft money and we are just going to have to work, work, work and work somemore to come up with the monthly payment to the bank....ontop of all our personal bills too. We've basically given up on the truck. It's heading to collection at this point and we're looking at a few options to at least sell it cheap to one or two people just as a last ditch effort....and if not, then they can repossess it and I won't loose sleep over it. At least then I won't have to pay the insurance on the truck each month and that money can go to the bank. In hindsight, that's what we should have done in the first place and then we would have had money to make bank payments for 4-5months (stupid stupid stupid!!!)
Other than having to swallow my pride and borrow a huge chunk of money to keep the bank happy for a few more weeks and the little PARKING TICKET we got (stupid stupid stupid) the day wasn't too bad.
I decided if at all possible I was not being the chauffeur tonight so when Ty's done work at 9 he's hanging out at his aunts till Al's off work at midnight and I don't have to go pick either one of them up. Now THAT is a true day off in my books! I'm chilling at home, making supper and playing on the computer. I have some paperwork to sort and file and laundry to do but all that stuff isn't so bad when I don't have to go back and forth to town a couple times a night. If the kids would stop fighting it would be even better.....but I guess we can't have everything we want.
Oh and on a possitive note ----- Al got offered a job yesterday. He stopped to help a guy on the highway who was having vehicle trouble (right outfront of our house actually) and they got to talking and this guy offered Al a job. Nothing in stone at this point and it wouldn't start till September but he's excited at the prospect of making a whole lot more than minimum wage and it's Monday to Friday. It's giving us hope at getting out of this huge mess so right now we are clinging to this hope. He's going to give the guy a call next week and see just how serious the offer was and what the details are. Please let this be a serious offer and worth the commute.
And.....one last thing. Been taking lots of cute pics of cute kids. Here's one from our visit to flooded Moonlight Bay after the storm couple weeks ago.
Is the photo small for you? It looks tiny to me. Oh well. One kick at the cat with photos these days - I don't have the patience to reload it.
TTFN
~Kirsten
oh....and Carrie....since I seem to be able to find things in your house by proxy.....it's your turn. Do you know where the $50 Mark's WorkWarehouse gift card Al got as a thank you for being a YBC coach back in early May is? I can't find that darn thing anywhere and the guys desperately need work pants for work. Argh!
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